Each debit card has a 16 digit number printed on it. Interestingly, this whole number contains your account number as well.
Out of those 16, it’s the seventh to the second-to-last digit, both on debit and a credit card. You will now know that the information on the cards is not something useless but something very helpful at times.
Debit cards are very effective when it comes to handling cash. Just swap it at any store, supermarket, or anywhere you need to make a payment.
It cancels out the need to keep cash with you. With its help, you can withdraw your desired amount from any nearest ATM. This little card that does not take up a lot of space from your wallet is a safer option.
Online banking now is a great trend. Just make a direct deposit into someone else’s account for funds transfer, buying and selling, payment of bills, and taxes.
It is completely safe to pay online via your debit card, as every trading business has security policies. You can check online bank statements as well.
How to Find Account Number From Debit Card
You can find your account number on the card mentioned under your name, or the last 10 digits of the whole 16 digits mentioned on the card represent your account number.
Just open the wallet, take out the card and have a look. There’s no need to remember the account number. The card is here to help.
How do I Know my Bank Account Number From my Debit Card?
The last 10 digits from the 16 digits mentioned on the debit card are your bank account number. Before that, you should check if any number is mentioned under your name. If the number is present, that is your account number and if not, look for the last 10 digits.
Some banks that mention the account number under the holder’s name do not provide the account number in the 16 digit code, so if you find the number mentioned under the name, there is no need to search in the 16 digit code.
Without the number mentioned under the name, you will have to figure it out from the entire 16 digit code. If you are confused about finding the 16 digit number, you can find it mentioned clearly on the debit card, you can look for it in the mobile banking application, and you can contact the service provider to guide you or provide you with the code as well. If your debit card is damaged, lost, or stolen, you can contact the bank to replace it for you!
The debit card contains 16 digits, out of which the first 6 digits represent the bank identification number, also known as BIN. The BIN shows that to which bank your card and account belong. Most people will not be interested in knowing that.
How can I Find my Bank Account Number Without an ATM Card?
Finding the bank account number without the debit/ATM card is simple. You can contact your bank at its helpline and ask for it.
Furthermore, you can check the number by the mobile banking application or the website or by visiting a nearby local branch. You can find the customer support number at the bank’s website, answer the questions they ask.
After they confirm your identity by asking some questions, they will provide you with the number. If you want to check the banking app or website, log in to the account and check the account details page.
You will probably find routing information, bank account number, and other useful information there. You can look for a nearby branch at the app too.
Another option to find the bank account number without an ATM card is to look at your checks. At the bottom of any check, the bank account number is always mentioned.
The first grouping of numbers is the routing number, the second group is the bank account number, and the last group is the check number.
How to Find Your Debit Card Number Online
Just log in to your mobile banking application and check the account details. Your debit card number will be shown along with the information.
Otherwise, check the customer service online or e-mail the bank to provide you with the debit card number. Keeping it with you safe is very important, so it cannot be used by anyone else if stolen online or physically.
People can use it for cybercrime or theft, harming you and your relations with any bank. Someone might use it for online purchases without you knowing, so it is better to have it safe and unique.
What is an Account number, and Are account numbers unique?
An account number is the identifier of the owner of the bank account and the permits, and yes, it is unique to every owner.
An account number contains numbers and characters or letters that recognize the owner and give the owner access. Account numbers are linked to every financial transaction. It could be from the account of any individual or a business account.
Online payments, transfers, sale receipts, or subscriptions are linked to the account number. It can be located on a paper check. The second group of numbers mentioned under a check will be your bank account number.
Nowadays, the account numbers are unprotected from fraud. To save the account numbers to save the owners money, personal information like financial statements, and stay safe from thefts.
Several identification methods are used to the account number stays safe and unique. Multi-factor identification and safety measures are used for consumer protection.
What Is a Primary Account Number?
The primary account number (PAN) is the 14,15,16, or even up to 19 digit number mentioned on the debit/credit card as the identifier of the designated primary account. It is found on the front of the card embossed in it or laser printed on the card.
It is also called payment card numbers as these numbers as mentioned on payment cards such as debit, credit, or a gift card that holds money in it. PANs provide information about the cardholder like the name, credit limit, and balance.
It is generated when the bank account is opened. If any issues arise with your account, PANs can help provide and keep account records and resolutions.
The first digit of a primary account number is the major industry identifier, which tells us the card type by issuing company.
For example, Master cards start with a 5, Visa cards with a 4, American Express with a 3. The first six digits of a PAN identify the network of the card.
The last digit is the checksum number used to prevent criminals from creating fake or illegal account numbers. The number shows the consumer’s account number from the seventh to the second to the last digit.
For the security of PANs, the digits of the PAN to be mentioned on any receipt are specified by law. For example, the last 5 digits are to be mentioned only in some states.
How to see the Number, CVV, or Expiration Date of your Bank ATM Card?
CVV number is a three-digit number mentioned on your VISA, MasterCard, and Discover branded debit/credit card. It is known as Card Verification Value. It is a 4 digit number on your American Express card.
It can be seen easily on your debit/ credit card. Providing the CVV to a merchant online proves that you have a debit card physically, which helps keep you safe.
You should never provide your debit card PIN when asked for a CVV number. CVV numbers are also known as CSC (card security code).
The expiration date on a debit card can be found on it written in the format as XX/XX (month/year). Normally debit cards expire within 2 to 3 years, depending on the bank you choose, and they can work up to the last date of the month of the card expiration.
After the current card has been expired, you can contact the bank, the debit card customer service, and they will issue a new eligible debit card to you via card delivery.
What is the Difference Between Routing Numbers and Account Numbers?
A routing number shows the bank or credit card network in which you have your bank account, while the account number shows you the number assigned to your bank account, which is also mentioned on the cards and checks.
How do you Find the Account and Routing Numbers on a Check?
You can find the account number and the routing number at the left bottom of the paper check. At the extreme left bottom, the grouping of digits found is your routing number.
The grouping of numbers found in the middle is the account number, and the bottom right grouping shows the check number.
All these are printed on the check by magnetic ink, also called magnetic ink character recognition (MICR). It helps the banks to process the checks quickly.
Your routing number may not be unique to your bank account, so you can check the company-owned website to see the routing number and log in to the website to check your account number if you want to as well.
Is your Information on the Dark Web?
Your information might be available on the dark web even though banks use multi-identifiers and many techniques to save the information of the consumer, for example, thumb scans, complex passwords, Face ID, etc. The Dark Web is a segment of the web which is not simply accessible to all the consumers on the internet.
Selling of information takes place on the dark web, selling of credit and debit cards, the account numbers, illegal transactions, illegal use of social security, issuing of loans, loan payment through someone else’s credit card, etc.
You can use a Dark web scan, as it will tell you if any of your information is found on the dark web. Furthermore, you can also monitor your credit statements and notify the service provider.
Primary Account Numbers vs. Secondary Account Numbers
Primary Account number refers to the main holder of the bank account, credit card, and debt. This person is responsible for maintaining the account/card balance and debts and has complete authority.
They can also make changes to the account, including issuing cards and accessing the card used by secondary authorities.
Secondary account numbers refer to the secondary authority who has been allowed by the owner of the account to practice some or all rights.
For example, the secondary user might deposit the amount only but cannot withdraw any amount. There is no responsibility on the second user, so the credit card primary account holder must choose a trustworthy and reliable secondary account holder.
What is a Routing Number?
A routing number contains nine digits. Banks use it to recognize specific institutions within the United States. The number clarifies that the bank is a state-chartered institution or federal and maintains an account with the federal reserve.
Routing numbers are normally used for tax payments, direct transfers, consumer bills, and re-ordering checks.
Small banks have only one routing number, but large banks can have multi routing numbers depending on the state in which we have the account.
Routing numbers required for domestic and international wire transfers are different than those mentioned on your checks, but these can be easily acquired online or by the bank helpline. U.S. banks use routing numbers.
What is a SWIFT Code?
A swift code is an identification code used by banks that supports international wire transfers. It can contain from 8 to 11 characters.
The first four represent the bank, the next two represent the country, the following two represent the town and the optional last three characters identify the branch. Swift code is also known as BIC code which is bank identifier code.
Read more about active chase debit card on other article.
FAQ – Account Number on Debit Card
A debit card number is the 16 digit number present on the card. It can also be called a payment card number, primary account number, or just a card number, an identifier of the payment cards such as debit cards, credit cards, and gift cards. This 16 digit number contains a lot of interesting information as well.
Yes, you can open a Business Bank Account even if you have bad credit, but you might need to visit the banks personally to find the one that suits you most and does not put on many restrictions due to your bad credit situation.
It is best to open a business checking account as a credit check is unnecessary for such accounts. Credit scores and reports are only checked when you intend to open a business credit line or get a business loan.
Banks, however, do run a checking system on your accounts through Chex systems, but the bank may still overlook any credit problems that you have had if you provide a logical explanation for those events.
Mobile banking refers to using any mobile device instead of a desktop computer to conduct financial transactions such as transfer funds or any other select transfers.
On the other hand, online banking means the banking transaction conducted on any device with a web service. These can be done on a laptop or even any android device.
All you need is a stable internet connection and the bank’s official website for online banking. Internet connection is a necessity for online banking, whereas, through mobile banking, you don’t need the internet.
Both these services allow you to make automatic transfers at home, and you do not need to go to the bank.
When you open your bank account, you need to apply for a debit card. Once you have filled the application form for the card, your request will be filed within 24 hours.
You are expected to receive your card within 5-10 business days of your request. If it takes longer, file a complaint on the bank website or visits the bank.
There are multiple proven ways to avoid a long list of fees and bank charges. These include:
1. Keep a minimum amount of balance in your account: this will help your account to avoid going into overdraft, and you will not be charged any fees.
2. Don’t spend more than available in account: if you let your account go in overdraft, the repayment will cost you additional fees as you will have to pay back with interest.
3. Keep multiple accounts: if you have multiple personal bank accounts and maintain them as required by the bank, then the bank offers free services.
The 16 numbers on a bank/ ATM card are PAN. PAN is a personal account number that is unique to all debit cardholders.
No, they are not the same. The debit card number is the 16 digit card number shown on the debit card. That debit card number consists of two parts.
The first 6 digits are the Bank Identification Number, whereas the account number is the last 10 digits of the debit card number.
Final Words – Account Number on Debit Card
The use of debit cards is a great thing nowadays in this electronic era where no one wants to spare time to go to the bank to withdraw cash, and it is not safe to hold a great amount of cash with you all the time.
Debit cards have made life easier as it provides us easy access to money withdrawal from the nearest and any ATM.
It provides us with online banking, purchase and selling, billing, and many more super helpful features! This little debit card is easy to always hold in the wallet and provides safety to our money and ease in the transactions. Want to read about online banking such as ‘Cass App Bank Name‘ then please visit our website.